Mary Esther ZIP Codes — Okaloosa County, FL

There is one unique ZIP code in Mary Esther, Florida and it is 32569. Area code: 850.

ZIP codes

4.14

sq mi land

5.05

sq mi water

850

area code

Mary Esther, FL ZIP code map

About Mary Esther, FL

Mary Esther is a charming city located in Okaloosa County, Florida. Known for its serene small-town atmosphere, it offers a unique blend of community spirit and natural beauty. Mary Esther serves as a gateway to the stunning beaches of the Emerald Coast, attracting both residents and visitors alike.

Location & geography

Mary Esther is situated on Florida's Gulf Coast, strategically located near the larger city of Fort Walton Beach, which is just approximately 5 miles to the west. The city encompasses a total land area of 4.14 square miles while also featuring a significant water area of 5.05 square miles, contributing to its scenic views. This coastal gem boasts a mix of residential areas, commercial developments, and access to beautiful waterfronts, making it an appealing location.

Community & economy

The community of Mary Esther is characterized by a welcoming and friendly atmosphere, where residents take pride in their neighborhood. The local economy is anchored by small businesses, tourism, and service industries that thrive from the nearby beaches. Daily life in Mary Esther typically revolves around enjoying outdoor activities, participating in community events, and exploring the surrounding natural beauty.

Transportation

Mary Esther is conveniently accessed via Highway 98, which runs along Florida's Gulf Coast and connects the community to neighboring cities and attractions. The nearest airport for commercial flights is the Destin-Fort Walton Beach Airport, located approximately 10 miles to the northwest. Public transportation options may be limited, making personal vehicles the most common mode of transport.

History

Mary Esther was founded during the development of the Okaloosa County area, emerging as a residential community attractive for its proximity to the Gulf of Mexico. The city developed key industries around tourism and the military, given its location near Eglin Air Force Base. Over the years, Mary Esther has evolved, maintaining its small-town charm while embracing growth and modernization.

Did you know?

One surprising fact about Mary Esther is that it features a unique waterfront area that provides residents with recreational opportunities such as fishing and boating. Another little-known aspect is its historical ties to the military, shaping the community and its economy over the years.

ZIP codes for Mary Esther, FL (1)

ZIP code	City	County	Map
32569	Mary Esther	Okaloosa	View map

Demographics & statistics

12,936

Population

36.2

Median age

$70,426

Median household income

$40,274

Per capita income

$272,800

Median home value

$1,371

Median monthly rent

69.4%

Home ownership

5.4%

Poverty rate

5.9%

Unemployment

3,957

Housing units

40.3%

Bachelor's or higher

Age distribution

Male Female

321

Under 5

293

314

5–9

287

285

10–14

261

445

15–19

408

456

20–24

417

1,510

25–34

1,381

821

35–44

751

625

45–54

571

477

55–59

436

497

60–64

454

652

65–74

596

290

75–84

266

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	2,277	17.6%
18 and over	10,659	82.4%
65 and over	1,926	14.9%
Median age	36.2 years

Race & ethnicity

White 60.3%

Black or African American 10.7%

Two or more races 10%

Asian 7.7%

Hispanic or Latino 7.7%

Other race 3%

American Indian / Alaska Native 0.6%

Group	Count	%
White	8,443	60.3%
Black or African American	1,503	10.7%
Two or more races	1,394	10%
Asian	1,084	7.7%
Hispanic or Latino	1,072	7.7%
Other race	424	3%
American Indian / Alaska Native	88	0.6%

Household income

Under $10k 1.7%

$10k–$15k 2.8%

$15k–$25k 4.0%

$25k–$35k 5.9%

$35k–$50k 11.9%

$50k–$75k 26.2%

$75k–$100k 13.7%

$100k–$150k 17.9%

$150k–$200k 7.3%

$200k+ 8.7%

Range	% of households
Under $10k	1.7%
$10k–$15k	2.8%
$15k–$25k	4.0%
$25k–$35k	5.9%
$35k–$50k	11.9%
$50k–$75k	26.2%
$75k–$100k	13.7%
$100k–$150k	17.9%
$150k–$200k	7.3%
$200k+	8.7%
Median income	$70,426

Housing

Home values

Under $50k 7.8%

$50k–$100k 1.9%

$100k–$150k 3.0%

$150k–$200k 9.6%

$200k–$300k 37.2%

$300k–$500k 32.3%

$500k–$1M 6.2%

$1M+ 1.9%

Housing overview

Metric	Value
Median home value	$272,800
Median rent / month	$1,371
Owner occupied	69.4%
Renter occupied	30.6%
Vacant	7.4%
Single-family detached	75.9%
Large apartment buildings	5.2%
Mobile homes	5.0%
Median rooms	5.4
Avg household size (owned)	2.62

Year built

Era	%
2020 or later	0.3%
2010–2019	4.7%
2000–2009	13.4%
1990–1999	20.1%
1980–1989	22.6%
1970–1979	22.6%
1960–1969	14.4%
1950–1959	1.3%
1940–1949	0.1%
1939 or earlier	0.4%

Bedrooms

Size	% of units
No bedroom (studio)	0.2%
1 bedroom	3.6%
2 bedrooms	18.7%
3 bedrooms	57.8%
4 bedrooms	17.8%
5+ bedrooms	1.9%

Vehicles per household

Vehicles	% of households
No vehicle	2.7%
1 vehicle	32.2%
2 vehicles	41.1%
3 or more	24.1%

Heating fuel

Fuel type	%
Utility gas	27.1%
Electricity	71.1%
Propane / LP gas	0.9%
Wood	0.2%
No fuel used	0.4%

Households & families

Household type	Count	%
Married-couple family	2,698	52.8%
Cohabiting couple	420	8.2%
Male householder, no spouse	1,126	22.1%
Female householder, no spouse	862	16.9%
Households with children under 18	1,228	24.1%
Households with seniors (65+)	1,366	26.8%
Average household size	2.53

Marital status

Status	Male	Female
Never married	38.7%	29.5%
Married	50.6%	52.1%
Separated	0.3%	2.1%
Widowed	1.0%	4.4%
Divorced	9.4%	12.0%

Education

Less than 9th grade 1.9%

Some HS, no diploma 3.8%

HS graduate 25.2%

Some college, no degree 20.0%

Associate's degree 8.7%

Bachelor's degree 28.7%

Graduate / professional 11.6%

Metric	%
HS diploma or higher	94.3%
Bachelor's or higher	40.3%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	246	9.9%
Kindergarten	47	1.9%
Elementary school	848	34.1%
High school	727	29.2%
College / grad school	618	24.9%

Employment

Industry of employment

Arts, food & hospitality 23.4%

Education & healthcare 17.1%

Professional & management 14.2%

Retail trade 11.6%

Finance & real estate 8.6%

Public administration 8.1%

Construction 4.6%

Manufacturing 4.1%

Other services 3.9%

Transportation & utilities 2.4%

Wholesale trade 1.4%

Information 0.5%

Occupation

Category	%
Management, business & arts	35.4%
Service	24.3%
Sales & office	21.9%
Natural resources & construction	8.1%
Production & transportation	10.2%

Employment type

Type	%
Private sector	73.7%
Government	14.3%
Self-employed	10.7%
Unpaid family workers	1.3%

Commute

Method	%
Drive alone	78.5%
Carpool	11.7%
Public transit	0.0%
Walk	0.0%
Other means	0.0%
Avg commute (minutes)	24.3

Poverty

All people 5.4%

Under 18 years 3.7%

18 and over 5.7%

Married-couple families 1.7%

Female-led households 6.9%

Income support

Source	% of households
Social Security	28.2%
Retirement income	30.8%
Supplemental Security	3.2%
Cash public assistance	2.2%
Food stamps / SNAP	8.2%

Health indicators

Condition	%
High blood pressure	30.9%
High cholesterol	29.7%
Heart disease	5.4%
Stroke	2.6%
Asthma	8.4%
Arthritis	21.7%
Kidney disease	2.5%
Pulmonary disease	6.8%
Cancer	5.8%

Behavior / access	%
Binge drinking	17.1%
No physical activity	22.3%
Less than 7 hrs sleep	35.0%
Fair or poor health	13.6%
Poor mental health	15.8%
Poor physical health	10.0%
No health insurance	18.6%
Visited doctor (checkup)	72.6%
Visited dentist	61.6%
Cholesterol screening	89.2%
Teeth loss	13.3%

Veterans & disability

Veterans	Count	%
Civilian veterans	2,056	21.0%

Disability	%
Any disability	16.7%
Under 18	6.8%
18–64 years	15.0%
65 and over	35.5%

Health insurance coverage

Type	%
Private insurance	72.1%
Public insurance	32.5%
Uninsured under 19	3.3%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	12,322	95.3%
Spanish	429	3.5%
Other Indo-European	75	0.6%
Asian & Pacific Islander	118	1.0%
Other languages	236	1.9%

Place of birth & citizenship

Origin	Count	%
Native born (US)	12,045	93.1%
Born in same state	11,543	89.2%
Born in different state	2,961	22.9%
Foreign born	502	3.9%
Naturalized citizen	891	6.9%
Not a US citizen	705	79.1%

Ancestry

Ancestry	Count	%
Italian	1,294	10%
French	1,292	10%
Arab	762	5.9%
Polish	143	1.1%
Irish	132	1%

Ancestry	Count	%
English	72	0.6%
German	31	0.2%
Norwegian	7	0.1%
Dutch	7	0.1%

Technology access

Metric	% of households
Computer access	39.5%
Internet access	97.8%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions

What ZIP codes does Mary Esther, FL have?

Mary Esther, FL has one ZIP code: 32569. Each ZIP code serves a distinct delivery area within the city and surrounding region.